You can disable websites you visit from checking if Apple Pay is enabled by changing your settings. When visiting a website in Safari on an iOS device, or Mac to which a card cannot be added, the website can check if you have Apple Pay set up on an iPhone or Apple Watch using the same iCloud account. When using an app or a website that uses Apple Pay in iOS, watchOS, or macOS, the app or website can check if you have Apple Pay enabled on that device. The pass provider may also directly contact you for more information to verify the transaction, if needed.Īpps and Websites Can Check if You Have Set up Apple Pay If the device from which payment is made has the pass provider’s app installed, the pass provider may collect and process additional information at the time of payment to prevent fraud, consistent with the app’s privacy policy.
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When you make a payment using a QR code pass in Wallet, your device will present a unique code and share that code with the pass provider to prevent fraud. The card number from your credit, debit, or prepaid card is not provided when you use Apple Pay. After you authorize the payment, other information requested by the merchant, such as a device-specific account number, your shipping address, or email address, is also provided.
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When you begin a payment within an app, on the web, or within Business Chat using Apple Pay, to enable tax and shipping cost calculation your zip code, postal code, or other equivalent information is provided to the app, website, or merchant. Information Shared When You Make a Payment Apple Pay does not store the original credit, debit, or prepaid card number. To help you set up cards that you have, or have recently had, on other devices, Apple stores a card reference with your iCloud account that can be used with the card issuer or payment network to re-add the card after entering the security code. This information is used by Apple and your card issuer to determine the eligibility of your card, set up your card with Apple Pay, and to prevent fraud. When you add a card to Apple Pay using a third-party app such as a banking app, the app sends an account or card identifier to your device. Aggregated stats relating to the information from payment cards you’ve added or attempted to add to Apple Pay.
Account or device history of adding payment cards.Location at the time you add your card (if you have Location Services enabled).Information about your device and, if using Apple Watch, the paired iOS device (for example, a device identifier, phone number, and the name and model of your device).General information about your Apple ID, iTunes, and App Store account activity (for example, whether you have a long history of transactions within iTunes).The name and billing address associated with your Apple ID, iTunes, or App Store account.Your credit, debit, or prepaid card number.Information may also be provided by Apple to your card issuer, payment network, or any providers authorized by your card issuer to enable Apple Pay, in order to determine the eligibility of your card, to set up your card with Apple Pay, and to prevent fraud, including: The information evaluated by your device is not shared with Apple in a way that can be linked to you. Your device may also evaluate device use patterns (for example, percent time device is in motion, approximate number of calls per week) to help identify fraud. When you are adding a payment card like store, credit, debit, and prepaid cards to Apple Pay, information you provide about your card, and whether certain device settings are enabled may be sent to Apple in order to determine your eligibility to enable Apple Pay. Apple Pay data that can no longer be tied to you may be retained for a limited period of time to generally improve Apple Pay and other Apple products and services.Īpple Pay allows you to make secure purchases in stores, in apps, and on the web, using your debit, credit, and prepaid cards.Your actual card number isn’t shared with the merchant. When you use Apple Pay in apps and on the web, information necessary to process the payment is shared with the app or website.Some of the above information, account-related information, and paired-device details may be shared with your card issuer or bank to determine eligibility and for anti-fraud purposes.When you add a card to Apple Pay, card-related information, location, and information about device settings and use patterns may be sent to Apple to determine eligibility.
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